Pennsylvania's Special Financing Program for Energy Efficient Home Improvements

Save Money on Energy and Improve Your Home’s Comfort with Pennsylvania’s Special Financing Program for Energy Efficiency Home Improvements

With Keystone HELP® (Home Energy Loan Program), most Pennsylvania homeowners who meet the program’s eligibility guidelines can get a low cost, low payment loan for ENERGY STAR® rated and high efficiency heating, air conditioning, air sealing, insulation, windows, and “whole house” improvements using Home Performance with ENERGYSTAR®. These special loan terms can help you save thousands of dollars over the life of your loan, further enhancing the financial impact of your energysavings and minimizing out of pocket costs.

Special Features of a Keystone HELP® Loan:

• Can Be Used for Most Types of Qualifying Energy Efficiency Improvements  to Your Home
• True Fixed Rate, Unsecured Loans up to $15,000
• Secured PowerSaver Loans to $35,000
• 3, 5, or 10 Year Terms
• 100% Financing Available
• No Points, Fees or Costs, No Pre-Payment Penalties
• New Homeowners Eligible
• No Home Equity Required, No Lien Filed on Home
• Contractor Paid Directly Upon Satisfactory Completion

Network of Approved Contractors:

We work with a group of more than 3,000 Approved Contractors to ensure the quality of each job performed. Approved Contractors have applied with AFC First to offer Keystone HELP® financing, and are the only persons allowed to perform job work under our financing. There are three levels of Approved Contractors, two levels of Geothermal Contractors, and one level of Certified Energy Auditor. We require our Contractors to go through training on energy efficiency, home performance, and building science to verify knowledge of the subject matter. For Contractors who are looking to get started in energy efficiency, we offer various training courses through our Green Energy Training Center.

AFC First Financial Corporation is the provider of Keystone HELP®.

AFC First is a National Leader in Financing and Programs for Energy Efficient Home Improvements. Keystone HELP® is also supported by the Pennsylvania Treasury Department,PA Department of Environmental Protection, and the Pennsylvania Housing Finance Agency.

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